Spend Down Protection
Nothing can replace the one-on-one interaction that can take place in person or on the phone. That is why we have provided for you our phone numbers and address to the right, in addition to the email information.
Medicaid is a program that helps pay for medical assistance for certain individuals and families with low incomes and resources.
Life Insurance is a cutting edge solution for most individuals or businesses. It offers many benefits that are not offered with traditional plans. Which plan is the right plan for you? Let's compare traditional retirement plans with Life Insurance.
Life For The Living
Saving on Taxes
The United States of America is the greatest country in the world! She has earned her freedom! It takes a lot to keep her thriving and it is our duty as citizens to pay our fair share of taxes. But as we save for our future, we want to make sure that we minimize our tax liability.
Probate is the process that transfers legal title of property from the estate of the person who has died (the "decedent") to his or her proper beneficiaries.
Leave a Legacy
A Stretch IRA is a wealth-transfer strategy that allows you to extend the period of tax-deferred earnings on the assets of a pre-existing, or newly established IRA by passing your IRA assets to a younger beneficiary. This allows the money that would have been paid in taxes to work for your heirs, instead of Uncle Sam.
As a retiree, you want to accumulate wealth, in order to:
1. Take care of your continual needs - for all of retirement
2. Pass on as much as possible to your intended heirs
Create an additional income stream for you without liquidating or putting "at risk" any of your assets. At the same time, providing to a charity an income stream of $50,000 to $500,000 each year without depleting the estate.